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We are proud to finish 2022 strong by sharing our completely redesigned user experience for ZorroSign’s data security platform built on blockchain!

On the back-end, we’ve updated to an elaborate microservices and containers architecture—allowing our platform to scale quickly while enhancing our development team’s productivity, autonomy, and efficiency. We’re also deploying on Provenance Blockchain for select organizations and continually enhancing our privacy, security, and compliance capabilities.

On the front-end, you will quickly see the simplicity of our user interface—delivering what we believe to be the best user experience for digital signatures!

For a quick introduction to our new look, new features, and new benefits, watch this short overview from our U.S. operations team:

What’s New with ZorroSign’s Data Security Platform Built on Blockchain

And for an expanding overview of key functionality, visit our YouTube channel to watch helpful videos on creating an account, creating E-Sign documents, using platform tools, digitally signing documents, and so much more!

ZorroSign’s YouTube Channel: New User Experience Playlist

We are thrilled to share our updated platform with you . . .

Remember: When your data privacy and security are on the line, Block It Down!

https://nationaltoday.com/national-computer-security-day/

Every November 30th, the United States observes National Computer Security Day. This year, we’d like to share some details on the history of this security awareness, how ZorroSign’s data security platform built on blockchain contributes to computer security, and how you can observe National Computer Security Day to improve your hardware and data security.

HISTORY OF NATIONAL COMPUTER SECURITY DAY

“It seems like every day we hear about breaches in cyber security. Keeping people and companies safe online is a top priority all over the world. It’s something that stays uppermost in our minds on National Computer Security Day. The story of National Computer Security Day is an interesting one.

“On November 2, 1988, Cornell University researchers uncovered an unknown virus lurking in their computer systems. Within four hours of discovery, the Morris worm virus invaded several other university systems as well as the ARPANET, an early version of today’s internet.

“Six days later,  two computer experts with the U.S. Defense Advanced Research Projects Agency (DARPA) recommended assembling  a National Computer Infection Action Team (NCAT) to respond 24/7, 365 to these kinds of attacks. On November 14, the Software Engineering Institute (SEI), a research center connected with Carnegie Mellon University, set up the Computer Emergency Response Team (CERT). 

“In 1988, the National Computer Security Day sprang out of the Washington, D.C., chapter of the Association for Computing Machinery’s (ACM) Special Interest Group on Security, Audit, and Control as a way to raise awareness about cybercrimes and viruses.  According to a 2004 Networld article, ‘November 30 was chosen for CSD so that attention on computer security would remain high during the holiday season – when people are typically more focused on the busy shopping season than thwarting security threats.’ By 2003, CERT and the U.S. Department of Homeland Security joined forces to create the National Cyber Awareness System. 

“Whether we’re talking about National Computer Security Day or  National Cybersecurity Awareness Month also in October, the goals are essentially the same. Each person must be proactive to protect their online security. Use this month to find out all you can about common-sense ways to stay safe in cyberspace.”

HOW ZORROSIGN’S PLATFORM SUPPORTS COMPUTER SECURITY

ZorroSign is the first company that offers a multi-blockchain data security platform to secure, track, and manage your digital signatures, transactions, and documentation.

By using distributed ledger technologies—originally built on Hyperledger Fabric and now expanded to include the Provenance Blockchain—ZorroSign provides superior privacy and security, while preventing fraud and ensuring regulatory compliance.

Blockchains provide structural layers of protection from cybercrime—like ransomware, malware, or phishing attacks—first, by decentralizing the data set itself (preventing any one breach to access the entire data set), and second, by giving endpoints (or nodes) a quick path to recovery, even if they are themselves breached or their access ransomed.  Unlike centralized databases—which can be breached at unsecure endpoints (users and devices) or even at managed service providers (MSPs) hosting them—giving attackers complete control once they gain central access, blockchain technology distributes data physically across separate nodes.  By decentralizing data storage, blockchain effectively prevents any one endpoint (even if compromised) from gaining control of the full data set. This distributed nature defeats any attack seeking to breach a system and holistically encrypts the data files stored inside: A single endpoint node might be breached, and its files held for ransom, but the larger data set cannot be controlled by any one endpoint (or central authority) and so attackers cannot capture the full data set for encryption, ransom, and shutting down the network.

ZorroSign has further elevated our security through our patented fraud detection technology we call the Z-Forensics token. This unique digital solution that can:

  • Prove that the individual who is performing the action to sign the document is who they claim to be (verification)
  • Apply a digital equivalent of a wet-ink signature to the document (legal intent)
  • Prove the authenticity of the printed or digital version of an electronically signed document, its content, attachments, and the signatures on it (authenticity)

Plus ZorroSign supports computer security with passwordless authentication capabilities, leveraging the biometric security of Apple and Android mobile devices to login to the device (and ZorroSign app) with hardware biometric capture features such as face, fingerprint, and iris scans.  Such biometric login facilitates user authentication at the device-level without passwords (which can be hacked or stolen) for elevated security of digital signatures and your digital documents.

HOW TO OBSERVE NATIONAL COMPUTER SECURITY DAY

  • “Create a strong password
    In computer security, length matters. Passwords that are six characters are easier to hack, especially if they’re only made up of lowercase letters. To beef up your password, weave a nine-character combination of uppercase letters, symbols and numbers. Lastly, avoid using the same password for every account.
  • “Update spyware and malware protection software
    First, check to see if your operating system is up-to-date. If that’s set, update your protection software. Run a scan and don’t forget to invite your other devices to the party. Phones and tablets are also major security risks, so be diligent.
  • “Encrypt and backup your data
    Encrypt your data to create the brainiest of all brainteasers. But keep this in mind: even the best brain teaser can be cracked. That’s why it’s still important to back up your info on either the cloud or an external hard drive. (Just make sure that everything stays encrypted.)”
  • Use ZorroSign’s data security platform built on blockchain
    Tap the cybersecurity of blockchain with ZorroSign’s platform uniting digital signatures (Z-Sign), automated compliance (Z-Flow), intelligent forms (Z-Fill), document storage (Z-Vault), patented fraud prevention (Z-Forensics), user authentication and document verification (Z-Verify), identity-as-a-service (IDaaS), and so much more. Plus elevate computer security with our passwordless login capabilities, and patented Z-Forensics token for fraud detection.  When the risk is personal and everything is on the line, Block It Down!

Contact us to learn more or put us to the test:  Start your free trial of ZorroSign’s data security platform built on blockchain today!

Blockchain-based digital signatures for greater privacy and security

With more and more businesses, governments, and individuals employing blockchain technology for commerce and operations, ZorroSign stands as key addition to your technology stack. 

Whether you’re decentralizing data with web3, securing cloud or software-as-a-service (SaaS) architectures, committing to digital transformation, or elevating sustainability, our multi-chain blockchain solution is the perfect addition to your IT offerings—learn how!

If You’re Decentralizing with Web3

The idea of escaping a centralized authority managing protocols, transactions, and access was built into the World Wide Web from its earliest days

  • Web 1.0 was the initial iteration of the World Wide Web in the late 1980’s and early 1990’s.  “Web 1.0 is the term used for the earliest version of the Internet as it emerged from its origins with Defense Advanced Research Projects Agency (DARPA),” writes Kuntal Chakraborty for Techopedia. “Experts refer to it as the ‘read-only’ web—a web that was not interactive in any significant sense.”
  • From those early static web pages, a platform model of computing soon evolved that would become Web 2.0 or the ‘social web.’  Here, interaction with growing web applications and platforms drove e-commerce and the expansion of the Internet, allowing large providers to aggregate and control much of the shared data.  This is the Internet we know today.
  • The dream of Web 3.0, however, is to break the centralization of information and democratize the Internet more to the vision of its earliest founders.  “Web3, ” claims Chris Dixon from Andreesen Horowitz in a recent article in The Economist, “combines the decentralized, community-governed ethos of web1 with the advanced, modern functionality of web2.”

“The rise of technologies such as distributed ledgers and storage on blockchain will allow for data decentralization and create a transparent and secure environment, overtaking Web 2.0’s centralization, surveillance and exploitative advertising,” writes Charles Silver in a recent Forbes article.  “Indeed, one of the most significant implications of decentralization and blockchain technology is in the area of data ownership and compensation… Web 3.0 will bring us a fairer internet by enabling the individual to be a sovereign.”

Blockchains are distributed ledger technology (DLT) leveraging cryptography—user authentication, data encryption and verification—to secure information records (blocks) distributed across peer-to-peer (P2P) networks. DLTs replicate, share, and synchronize digital data geographically spread across multiple sites (nodes), with no central data storage or administrator. They can run publicly (open) or privately (permissioned).

Perhaps most importantly, blockchains can support smart contracts—where terms, conditions, and permissions written into the digital code that require an exact sequence of events to take place to trigger the agreement of the terms mentioned in the blockchain contract. This hardwiring of contract details greatly increases speed (via automation), trust (where accuracy and backup are built into the transaction), and autonomy (as no third parties are required to mediate or control the exchange) of transactions.

As such, centralized solutions such as blockchains have immense potential to transform business contracts, real estate deals, digital rights, supply chain security and provenance, estate planning, and many other legal transactions.

And here is where ZorroSign shines! 

User Experience

We have built our digital platform from the ground up using blockchain technology.  Launched with Hyperledger Fabric, our multi-chain platform now supports the public Provenance Blockchain as well, giving our users an entirely new world of decentralized digital transactions.

Our web3 technology platform also provides identity-as-a-service (IDaaS) capabilities through a patented Z-Forensics token plus fraud prevention, user authentication, and document verification.  Web3 features such as artificial intelligence (AI) and machine learning (ML) allow us to automate form completion for digital documents, and can improve regulatory compliance across global standards for legally enforceable digital signatures.

Paired with Provenance Blockchain—which reduces the need for third-party intermediation, drastically reducing costs and freeing up capital in financial transactions—ZorroSign’s platform promotes greater transparency and liquidity for organizations, and allows for new kinds of financial engineering and business opportunities.

If You’re Securing SaaS or Cloud Solutions

More than 90% of all cyber attacks begin with phishing but blockchain architecture, originally built for zero-trust environments, can deliver a compelling alternative to centralized databases and a strong protection against cyber attacks. How?

  • In phishing attacks that seek to steal data, blockchain presents a data architecture where no single endpoint node controls the data set. Even if an individual endpoint is hacked through phishing or other social engineering, the data set is distributed across many nodes. This decentralization of data and access means even successful phishing attacks that penetrate a blockchain endpoint only gain a small piece of system access.
  • In cyber attacks that seek to inject malware such as ransomware, the distributed nature of blockchain defeats those seeking to breach a system then holistically ransom the data files stored therein. Again, a single endpoint node might be breached, but the larger data set cannot be controlled by any one endpoint (or central authority) and so attackers cannot capture the full data set for encryption, ransom, and shutting down the network.
  • Recovery is quicker with blockchain, too. With blockchain, each endpoint node has a unique encryption key to access and write to the distributed ledger. If any one of those endpoints is successfully hacked (compromising their access key), the blockchain can simply remove distributed ledger access for that compromised key, issue the endpoint a new key, and allow that endpoint to quickly regain distributed ledger access (effectively as a new endpoint). This speedy recovery process effectively maroons any ransomware on the endpoint it attacked—ending its access and threat—while allowing the endpoint to re-engage the larger data set with a new key and without needing to pay any ransom to the attackers for restored access.

ZorroSign technology leverages the biometric capabilities of hardware endpoints to verify user identities—for example, PC and mobile device fingerprint scans, iris scans, and face recognition to ensure users are who they claim to be.

ZorroSign is proud to be the first to adopt password-less login amongst our digital signature competitors.

And ZorroSign multi-factor authentication (MFA) provides maximum security, as before a user can sign a document, our platform can validate multiple dimensions of authentication based upon your transaction security needs: What you know (i.e., your ZorroSign login password ), what you have (e.g., your laptop or mobile device), who you are (e.g., biometrics such as fingerprints or eye iris on the device securing who can access it), etc.

ZorroSign has further elevated our security through our patented fraud detection technology we call the Z-Forensics token, our unique digital solution that can:

  • Prove that the individual who is performing the action to sign the document is who they claim to be (verification); 
  • Apply a digital equivalent of a wet-ink signature to the document (legal intent); and, 
  • Prove the authenticity of the printed copy or digital version of an electronically signed document, its content, attachments, and the signatures on it (authenticity).

Unlike any other digital signature solution, ZorroSign seals all your documents with our Z-Forensics token—capturing the complete audit trail and accompanying attachments and signature workflow. The token is encrypted and contains all the details about the transaction: Time stamps, user authentication, documents and attachments.

And like your SaaS solutions, ZorroSign’s SaaS model can be deployed in various cloud configurations, making it seamless to integrate into your existing platform as a public, private, hybrid, or on-premise cloud:

  • Our standard deployment is on Amazon Web Services (AWS) public cloud computing network
  • In our private cloud configuration, all your data and the ZorroSign application run in a private and secure cloud network dedicated to your organization
  • In a hybrid cloud configuration, your data can be stored on either ZorroSign data centers or in the private cloud, while the ZorroSign platform and applications run on their standard public cloud configurations
  • On-premise deployments require your department to manage and maintain your own data centers, but gain the benefits of unlimited API calls and total control over identity access management (IAM), data privacy and security, and data integrity processes

If You’re Committed to Digital Transformation

For years, organizations have steadily moved more and more of their operations to digital data and delivery. Such advances save time and effort, automate key processes, and drive greater efficiency and effectiveness. With digital transformation, customers or constituents can receive services faster and gain self-service options, and employees get more time to work on the most important projects.

“Digital transformation is no longer an option, but an imperative,” notes the Harvard Business Review. “Recent research from Accenture has found that in the three years prior to 2018, firms who led their industry in enterprise technology adoption grew two times faster than laggards. Today, they are growing five times faster. The risk is no longer merely getting left behind, but being eliminated altogether.”

For organizations leveraging digital data, apps and SaaS, IoT, or any of the multitude of other digital solutions, adding ZorroSign can be an important consideration.

To transact business, commerce, government, or individual trade in such a digital ecosystem also requires legally enforceable digital signatures to prove agreement and intent. Our multi-chain blockchain platform delivers such digital signatures and ensures the digital chain-of-custody necessary to successfully defend digital signatures in a court of law.

And by digitizing paper-based workflows, ZorroSign’s digital signature and document management platform can decrease costs, reduce errors, and increase productivity across digital operations . . . a massive benefit for any organization committed to digital transformation!

If You’re Focused on Sustainable Business

Digital operations also eliminate paper so “going green” with paperless operations may readily align to your IT organization’s corporate social responsibility goals or vision. 

At ZorroSign, we help IT organizations deliver paperless operations. We all understand that switching from doing business using paper to digital records is not only a smart business decision, but it is also good for the environment. Each time you use ZorroSign to digitally transact agreements, contracts, and other documents—instead of printing, faxing, scanning, shipping documents overnight to collect signatures—you save trees and water, plus reduce carbon emissions.

Further, ZorroSign is dedicated to advancing sustainability while advancing new technologies, promoting a paperless life and leading sustainability programs that support environmental conservation. The company’s Save-a-Tree, Plant-a-Tree program, for example, plants a tree on behalf of customers every time they save 8,000 pages of copy paper. As one tree produces roughly 8,000 pages of copy paper, this amounts to a double incentive: Reducing the destruction of trees via reduced paper use, plus increasing the number of trees as a reward for reducing paper use.

For all these reasons and more, if you are using blockchain technologies—or planning to in 2023—consider ZorroSign as a strong complement to your technology stack!  You can start with a free 14-day trial to see what we can deliver or contact us to learn more!

Members of the Phoenix, Arizona Team

ZorroSign CEO and co-founder, Shamsh Hadi, this week opened a new office for the Arizona team at the Thunderbird School of Global Management at Arizona State University‘s downtown Phoenix campus.

“We are thrilled to share offices with the ethical, visionary leaders tackling the world’s greatest challenges,” said Hadi, “ZorroSign has always been a global company, and now aligning with the entrepreneurs shaping the Fourth Industrial Revolution brings fresh perspectives and new opportunities to our staff, partners and customers.”

Shamsh Hadi, CEO and Co-Founder

Thunderbird School of Global Management is a unit of the Arizona State University. For more than 75 years, Thunderbird has been the vanguard of global management and leadership education, creating inclusive and sustainable prosperity worldwide by educating global leaders capable of tackling the world’s greatest challenges. Thunderbird’s Master of Global Management was ranked No. 1 in the world for 2019 by the Wall Street Journal/Times Higher Education. ASU is ranked No. 1 “Most Innovative School” in the nation by U.S. News & World Report for eight years in succession.

“The people, the building, the campus, and the vibe here are truly electric,” added Hadi. “We look forward to tapping into that energy as we build new relationships and expand ZorroSign’s technology, innovation and sustainability efforts.”

Conference Room

For more information, read our September 22, 2022, press release here.

User Experience

The user interface (UI) and user experience (UX) of technologies, especially web-based solutions and apps, are critical to such technologies’ market success. “Taking advantage of the benefits of great UI/UX design is more vital than most people realize,” explains Eliza Brooks in a JumpStory article on design. “Everyone wants to experience and have the best technology, while at the same time not wasting any precious time.”

“If users cannot use your product and access all of its features, your prospects of success are greatly reduced,” notes Digital Solutions. “This usability factor is where the realms of User Interface (UI) and User Experience (UX) enter the picture. A great User Interface will draw people to your app right away, while a great User Experience will leave a lasting impression on your users.”

At ZorroSign, we have taken this truth to heart and are proud to unveil our entirely redesigned UI/UX for the next generation of our multi-chain blockchain platform for digital signatures!

ZorroSign.com/new

UI v. UX

To begin, a quick definition of UI and UX may be helpful. “Generally speaking, UX is the one that ensures your digital platform works smoothly—including pleasant and accessible designs, a clear and concise user journey, simple navigation processes, responsiveness, etc.,” explains a recent Wire Delta article. “On the other hand, User Interface or UI Design is for just that—the interface. In other words, UI takes care of typography, layouts, colors, graphic design, and visual design. So, while it is helping customers interact with different digital products and services, it does not consider the user journey.”

Source: www.mindinventory.com

In other words, the UX is the sum of the whole—the complete experience a user has of using a specific UI, engaging its features and functionality, and generating whatever outcomes the technology produces—functionality, information, calculation, etc.

While the UI is the environment of the screen or app, the physical engagement and interaction via clicks, buttons, form entry, and all other inputs and outputs.

“User interface elements usually fall into one of the following four categories,” write Maria de la Rivva for Career Foundry. “Input Controls, Navigation Components, Informational Components, Containers. Input controls allow users to input information into the system. If you need your users to tell you what country they are in, for example, you’ll use an input control to let them do so. Navigational components help users move around a product or website. Common navigational components include tab bars on an iOS device and a hamburger menu on an Android. Informational components share information with users. Containers hold related content together.”

So UX is the total experience of using a technology, while UI is the tactical, direct engagement of the technologies interface.

Why Your UI/UX Must Continuously Evolve

“User Interface (UI) updates present an exciting opportunity for design teams to reinvigorate stale experiences, address issues, and explore future iterations,” writes Ayana Campbell Smith for Envy Labs. “It’s never a question of if interface updates will be necessary, but instead, when.”

For an innovative technology company, resting on the laurels of a successful product is simply not good enough. Innovators must continuously revisit, refine, and improve their solutions to ensure their great technologies are also great experiences for their customers, clients, users, and prospects.

A well-designed user interface delivers five key user experiences according to GeeksforGeeks

  • Simplicity—which is to say, the minimum clicks or keystrokes to achieve a task
  • Consistency—across typeface, style, size, and components to deliver information with minimal chaos and ambiguity
  • Intuitiveness—input and navigation that is easy to learn, with concise and cogent icons and labels
  • Prevention—readily prevent users from performing inaccurate/inappropriate actions on the site by steering them always to the correct functions
  • Forgiveness—a quick way back/out if users find themselves in functions or content they did not mean to engage

Perhaps equally important, users’ expectations for simplicity, consistency, intuitiveness, prevention, and forgiveness evolve over time—especially as new technologies come to market and reshape their expectations. Recall for example the leap in UI expectations from desktop computers (keyboard and mouse), to our expectations on mobile phones or tablets (touchscreen or voice command)! Evolving technologies produce evolving user expectations and needs for UI/UX.

The Value of Great UI/UX

“A strong and valuable user experience offers a business a strong competitive advantage in attracting and retaining their customers,” continues Brooks. She calls out five critical benefits to a strong user experience, including:

  • Improving customer acquisition—”The more aesthetically pleasing a brand’s site design is, and the more intuitive the features are, the easier it is for them to build trust and thus increase the chances of the brand attracting users and quite possibly converting them into customers”
  • Helping with customer retention—delivering an intuitive, beautiful experience brings people back to that experience!
  • Optimizing development time and costs—by focusing on the customer experience, development teams can more “easily pinpoint and address usability issues” and “anticipate the needs of users before releasing the solution to a wider audience”
  • Increasing productivity—efficient UI/UX design streamlines tasks, work, and outcomes
  • Generating more user engagement—for example, employing UI design that is instructive, clearly conveying the help/benefits of engaging a specific page or functionality
Free Trial

“Investing in an effective Ul/UX design increases customer satisfaction, resulting in satisfied customers,” continues Digital Solutions. “People like to work for companies that make them happy. Ultimately, this will improve your firm’s credibility as a client and fosters positive associations with your company and brand. As a result, the worth of your company and your brand name will shoot up and increase.”

At ZorroSign, we agree completely!

“Digital products with a good user interface give you a competitive edge in a constantly growing world where companies are starting to realize the importance of good user experience,” says Tiffany Eaton for UX Collective. We realize this truth and are excited to share the new UI/UX we bring to market.

Contact us to learn more about ZorroSign’s completely redesigned UI/UX for 2022 . . . or start your free trial to put our next generation user interface to the test!

The Arizona Technology Council and Phoenix Business RadioX are proud to host monthly podcasts on technology events, forecasts, issues, and trends. For the July 27th podcast, hosts Karen Nowicki and Steven Zylstra invited experts from DocSolid, OnStream Software, and ZorroSign to discuss how digital transformation can reimagine customer interactions.

Steve Irons of DocSolid, Tiffany Ma of OneStream Software, and Kristen Harder of ZorroSign spoke on the importance of digital transformation for businesses, issues and obstacles businesses often encounter when moving to digital, how DocSolid, OneStream, and ZorroSign help companies transition from paper-based operations to digital, business benefits beyond faster digital processes, future trends, and predictions for the next ten years of digital transformation.

You can find and listen to the AZ TechCast from July 27 at https://businessradiox.com/podcast/phoenixbusinessradio/digital-transformation-of-operational-workflows-e28/

AZ TechCast
July 27 Podcast on Digital Transformation
questions and answers

We are proud of our multi-chain blockchain platform at ZorroSign—delivering digital signatures paired with identity-as-a-service (IDaaS) technologies, a patented fraud prevention solution, AI/ML-driven form completion, and customizable workflows to ensure the highest privacy, security, and compliance for your digital transactions!

But while we live-and-breathe digital signatures, you might still be learning how digital signatures work and what benefits they might bring to your organization.  We can help! 

Below find some common questions we hear about digital signatures and short answers to get you started . . .

  1. 1. Are digital signatures legally accepted/enforceable like paper-based signatures?

Yes!  Back in 2000, the U.S. passed the Electronic Signatures in Global and National Commerce (ESIGN) Act along with the Uniform Electronic Transactions Act (UETA) granting electronic signatures the full strength and legality of paper-based “wet” signatures.  As such, digital signatures are valid in all 50 U.S. states, plus most countries around the world.

Beyond the United States, Australia’s Electronic Transactions Act, Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA), China’s 2004 Electronic Signature Law, the European Union’s Directive 199/93/EC, India’s Information Technology (IT) Act 2000, Japan’s Law Concerning Electronic Signatures and Certification Services, New Zealand’s Electronic Transactions Act, the UAE’s Federal Law No. 1 of 2006 regarding Electronic Transactions and E-Commerce, the United Kingdom’s Electronic Communications Act and subsequent Electronic Signatures Regulation 2002, all regulate and support the legal enforceability of digital signatures around the world.

  1. 2. Why do companies, governments, or other organizations typically switch from paper-based to digital signatures?

Public and private organizations move to digital signatures for many different reasons, for example:

  • Some switch to save the costs of paper-based document printing, copying, couriering, and storage
  • Some switch to speed transaction workflows, document signing ceremonies, and execution of legal agreements
  • Some seek to improve regulatory/quality compliance with the digital management of transaction and personal information
  • Some want to improve the privacy and security of documents and transactions through digital encryption and security protocols
  • Some aspire to improve customer/constituent experiences with digital and mobile operations
  • Some are looking for the competitive advantage digital operations bring with all these benefits

Why are you considering the move to digital signatures?

  1. 3. With digital signatures, how do we know the person signing is really who they say/are supposed to be?

While some digital signature platforms grant access via simple username and password, the industry standard is two-factor authentication and rapidly evolving to MFA with password-less logins.

With ZorroSign, we’ve integrated identity-as-a-service (IDaaS) technologies to verify users, for example:

  • ZorroSign technology leverages the biometric capabilities of hardware endpoints to verify user identities.
  • ZorroSign is the first to adopt password-less login amongst our digital signature competitors.
  • ZorroSign MFA provides maximum security, as before a user can sign a document, our platform can validate multiple dimensions of authentication based on the transaction security needs, such as:
    • What you know (i.e., your ZorroSign login password),
    • What you have (e.g., your laptop or mobile device),
    • Who you are (e.g., biometrics such as fingerprints or eye iris on the device securing who can access it), etc.
    • Additionally, ZorroSign users can optionally use our dynamic knowledge-based authentication (KBA) feature—provided by LexisNexis—which requires the knowledge of confidential information of the individual to prove that the person providing identity information is the actual person.

These technologies secure the endpoints of our private, permissioned Hyperledger Fabric blockchain architecture where only approved nodes (endpoints) are allowed to access our distributed ledger system.

  1. 4. How Does ZorroSign Use Blockchain and Web3 Technologies for Digital Signatures?

ZorroSign is the first company that offers a multi-blockchain platform to secure, track, and manage your digital signatures, transactions, and documentation!

Since 2000, several technologies have come to market to deliver digital signatures, but when a distributed ledger technology—or DLT, such as blockchain—is used for digital signatures, signers gain the unique advantages of:

  • Privacy — with a private blockchain, only participants to the transaction can see details of the transaction, and those participants share equal access to such details
  • Immutability — all records and changes are tracked and cannot be changed, providing important chain-of-custody audit capabilities for courts
  • Security — all records are individually encrypted and distributed for better protection from phishing and ransomware attacks

ZorroSign was built from the ground up on Hyperledger Fabric to deliver digital signatures with the superior privacy and security of blockchain.

And we recently announced a partnership with Provence Blockchain to add their DLT to our architecture as well, effectively becoming a multi-chain blockchain platform.

Assuming contracts are critical to your business or organization, then a secure, reliable solution for contract lifecycle management (CLM) is imperative and blockchain supports CLM in amazing ways.

Strong CLM solutions must include visibility (a dashboard or overview of where individual contracts are in the life cycle), integration with communications and storage systems, automation (as few contracts start from scratch—most are iterations of previously created agreements), and of course change tracking to readily see how contracts changed during negotiations and what final version was executed by all parties.

With our blockchain architecture, ZorroSign’s platform unites and uniquely delivers:

  • Digital signatures via Z-Sign to quickly execute legally binding contracts
  • Patented Z-Forensics token to prevent fraud and tampering
  • Z-Flow workflow automation to quickly build templates and approval chains
  • Z-Fill leveraging ZorroSign’s artificially intelligent, machine-learning engine
  • Z-Verify to know exactly who signed what and when, with full validation of every document’s authenticity and immutability
  • Z-Vault to securely store contract and transaction records immutably on blockchain

ZorroSign’s platform can be accessed via PCs and mobile devices, allowing your legal department, operations and procurement teams, and sales teams to efficiently generate, negotiate, communicate, and sign agreements. And with our Z-Vault, contracts reside on an immutable document management system (DMS) where they can be saved, searched for, and managed easily from a single, intuitive user interface.

  1. 5. How Do Digital Signatures Meet International Privacy and Security Compliance?

At ZorroSign, we are proud to make the security and privacy of our customers’ data our top focus. 

Our unique combination of security architecture and data privacy functionality grants ZorroSign compliance across international standards for privacy and security, including but not limited to:

  • Canada:  The Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Canada:  The Uniform Electronic Commerce Act (UECA)
  • EU:  Data Protection Regulation (GDPR) for data privacy and security
  • EU:  The electronic IDentification, Authentication and trust Services (eIDAS) regulation
  • India:  The Information Technology Act 2000 (IT Act of India)
  • International Standard on Assurance Engagements (ISAE) No. 3402, Type II audited
  • International Organization for Standardization (ISO) 27001 certified
  • PDF Advanced Electronic Signatures (PAdES) is a set of restrictions and extensions to PDF and ISO 32000-1
  • UAE:  Federal Law No. 1 of 2006 regarding Electronic Transactions and E-Commerce granting electronic signatures legal force and effect
  • USA:  American Institute of Certified Public Accountants (AICPA) SOC 2 Type I audit
  • USA:  California Consumer Privacy Act (CCPA)
  • USA:  Department of Commerce’s National Institute of Standards and Technology (NIST) encryption standards
  • USA:  The Digital Millennium Copyright Act (DMCA)
  • USA:  The Electronic Signatures in Global and National Commerce Act (E-Sign Act)
  • USA:  FDA Title 21 of the Code of Federal Regulations; Electronic Records; Electronic Signatures
  • USA:  The Health Insurance Portability and Accountability Act (HIPAA)
  • USA:  The Uniform Electronic Transactions Act (UETA)

We invite you to request a copy of our ZorroSign Security Brief for details on our private blockchain architecture, document storage and protection, and platform security measures.

  1. 6. How much does it cost to try digital signature software and learn if it’s right for me?

ZorroSign offers a free 14-day trial license to test out our features, securely sign digital documents, build templates and approval workflows, and store your transaction data on blockchain. 

No credit card required, visit our Free Trial page to get started!

ZorroSign’s YouTube Channel

In today’s global economy, there are lots of bad actors and threats to your digital information. Whether you work for a government agency, a business, an IT department, a law firm, a financial service provider, or just about any other organization generating and storing digital data, your information—and your customers’ or constituents’ information—must be protected.

“You need a trusted friend,” says Kevin Youngblood from Youngblood Works. “ZorroSign is built on blockchain and is the most secure platform available.”  See Kevin’s endorsement video at https://www.youtube.com/watch?v=YcM3KoA_qI4

Kevin Youngblood

ZorroSign’s U.S. headquarters in Phoenix, Arizona brings blockchain technology to U.S. companies, organizations, and individuals signing digital documents and executing transactions digitally.

“If you’re looking for a secure way to transact with third parties or multi-parties,” says Robert Vera from GCU‘s Canyon Ventures Center for Innovation and Entrepreneurship, “ZorroSign is that technology that you need to have confidence that your transactions are secure in today’s environment.”

See Robert’s endorsement video at https://www.youtube.com/watch?v=6vcTlYnRfiY

Robert Vera

If you’re ready to try ZorroSign’s multi-chain blockchain platform for yourself—for superior privacy and security for all your digital signatures and transactions—start a Free Trial today!

Whether you work in education, finance, government, healthcare, IT, legal, real estate, or other industries, you often need repetitive but complex forms completed and submitted.

It might be your team filling out the information—or clients, constituents, customers, parents, parties, patients, partners, or students—but getting through the forms accurately and completely is critical to performing a key operation.  And often capturing and managing the information on those forms falls under privacy and/or security compliance regulations as well!

As more and more information capture forms move to digital formats, ZorroSign can help!

The Power of AI

We realized early in our platform development that many repetitive processes can be streamlined with the help of machine learning. A subset of artificial intelligence (AI), machine learning is an application of AI that allows digital systems to learn and improve processes through repetition without being explicitly programmed. 

Machine learning “can be loosely interpreted to mean empowering computer systems with the ability to ‘learn,’” explains Towards Data Science.  “The intention of ML is to enable machines to learn by themselves using the provided data and make accurate predictions.”

Within ZorroSign’s multi-chain blockchain platform, we’ve nested a machine learning engine that enables our platform users to digitize documentation, eliminate the paperchase and improve efficiency, while speeding up the process of filling out forms for employees and customers alike—all with increased accuracy.

We call this intelligent form-fill feature, Z-Fill.

Bringing Intelligent Forms to Your Organization

No matter your industry, if you are capturing detailed and privileged/private/secure information on multiple forms, ZorroSign’s intelligent form-fill can speed your process and improve compliance with international privacy and security standards.

Our Z-Fill feature brings immediate benefits to any organization, including:

  • Helping users fill forms with ease by anticipating entries with AI and machine learning
  • Speeding document uploads and conversions in a semi-automated process
  • Allowing signees to upload forms, which are converted to digital with autofill options via profile information
  • Reducing errors by matching profile information to a form-fill option
  • Anticipating entries with use as our machine-learning engine learns your processes over time
  • Saving time with auto-fill learning at every point in a document’s journey!

If you’re ready to try ZorroSign’s multi-chain blockchain platform for yourself—for digital signatures, workflows, or form-fill—start a Free Trial for 14 days.  No credit card required, just an email address!

(Originally published in Tech Channel News)

Our CEO and co-founder, Shamsh Hadi, was recently interviewed by two technology news outlets—Tech Channel News and TahawulTech.com.

Tech Channel News helps C-level executives in India and Gulf identify technologies and strategies to empower and streamline business processes. Their portal at techchannel.news informs leaders of what’s new in tech and why it matters.

TahawulTech.com, published by CPI Media Group, is the definitive platform in the Middle East for IT content. Covering stories across enterprise technology, cybersecurity and the region’s IT channel industry, TahawulTech.com brings business leaders and technology decision makers together to share their stories of transformation.

Here are short summaries of those interviews and links to read the original pieces!

ZorroSign Making Waves in Digital Signature Space Using Blockchain Technology

In April 2022, Tech Channel News’ Naushad K. Cherrayil interviewed Mr. Hadi on how ZorroSign safeguards the privacy and security of digital documents, and provides an immutable chain of custody for digital transactions, for governments and organizations in the Gulf Co-operation Council (GCC) countries.

The article notes that there are “huge players in the digital signature space, but none of them have figured out how to cost-effectively map their legacy software in technologies and evolve it into Web 3.0 and blockchain solutions today.”

“We have solved all these problems,” said Hadi. “Successfully bringing blockchain to digital signatures—unlike other competitors, big and small, who simply tried to add blockchain onto their legacy software.”

The article explores ZorroSign’s roots in Dubai with development in Sri Lanka, moving the company’s global headquarters to Phoenix, and standing out from the crowd in a competitive eSignature space.

“Our platform was invented to move documentation, digital transactions from a relationship built on trust to a relationship built on truth, providing customers the ability to positively impact the environment with sustainable practices and securely transform their paper-based workloads to digital in a bid to remove errors and increase productivity,” Hadi added.

Tech Channel News uncovers how ZorroSign leverages blockchain’s zero-trust environment to support governments in the Gulf who are looking specifically for blockchain solutions, noting “two countries that are pushing forward are the UAE and Saudi Arabia.”

You can read Mr. Cherrayil’s full piece in Tech Channel News at https://www.techchannel.news/18/04/2022/zorrosign-making-waves-in-digital-signature-space-using-blockchain-technology/

Tackling Identity Theft

In May 2022, TahawulTech.com’s Anita Joseph interviewed Mr. Hadi on how ZorroSign not only provides digital signatures built on a blockchain architecture, but also integrates identity-as-a-service (IDaaS), biometrics, KBAs, and patented Z-Forensics token to prevent fraud and address identity theft risks.

Ms. Joseph also starts with ZorroSign’s founding in Dubai and how HH Sheikh Mohammed bin Rashid Al Maktoum’s Digital City Vision for Smart Dubai has been a guiding principle for ZorroSign—including his goal of a paperless life in the UAE by 2030.

The article then talks of identity theft and how ZorroSign technologies confront the issue: “Not only does our web3 platform leverage the cryptographic security capabilities of blockchain,” said Hadi. “But it also integrates Identity-as-a-Service technologies into our solution set to combat fraud, identity theft, and cyber-attacks.”

Security trends, cybercrime, and various cyber-attacks are discussed, as well as how distributed ledger technologies such as blockchain can help defend and/or recover from such attack vectors.  The article ends with ZorroSign’s plans for 2022 and early verticals benefitting from blockchain-based digital signatures.

You can read Ms. Joseph’s full piece in TahawulTech.com at https://www.tahawultech.com/industry/technology/interview-tackling-identity-theft/amp/

Learn more about how ZorroSign helps governments, companies, and individuals around the world with digital signatures and maintaining privacy and security with their digital transactions:  Contact us today or start your Free Trial.

ZorroSign team members, Cassidy Alexander, Kristen Harder, and Michael Jones were pleased to attend the ninth annual Cybersecurity Summit in Scottsdale on May 12, 2022, hosted by the Arizona Technology Council, Arizona Commerce Authority, and Arizona Cyber Threat Response Alliance (ACTRA).

The educational event provided an opportunity for government and business leaders to learn about the threats, vulnerabilities and consequences related to data security and privacy matters via panel discussions, keynote speakers—Tim Roemer, Director Arizona Homeland Security/CISO State of Arizona, and John Davis (Major General, US Army, Retired), VP Public Sector at Palo Alto Networks—sponsors and other cybersecurity presentations.

Tim Roemer, Director Arizona Homeland Security/CISO State of Arizona

Key Themes of the Summit

CISO Panelists

Blockchain Architecture For Elevated Security

ZorroSign is the only company that offers a multi-blockchain platform to secure, track, and manage your digital signatures, transactions, and documentation.

By using distributed ledger technologies—originally built on Hyperledger Fabric and recently expanded to include the Provenance Blockchain—ZorroSign provides superior privacy and security, while preventing fraud and ensuring regulatory compliance.

https://www.zorrosign.com/media-press-room/zorrosign-announces-strategic-partnership-with-provenance-blockchain/

How does this blockchain architecture contribute to cybersecurity?

Blockchains provide structural layers of protection from cybercrime—like ransomware, malware, or phishing attacks—first, by decentralizing the data set itself (preventing any one breach to access the entire data set), and second, by giving endpoints (or nodes) a quick path to recovery, even if they are themselves breached or their access ransomed.

Unlike centralized databases—which can be breached at unsecure endpoints (users and devices) or even at managed service providers (MSPs) hosting them—giving attackers complete control once they gain central access, blockchain technology distributes data physically across separate nodes. By decentralizing data storage, blockchain effectively prevents any one endpoint (even if compromised) from gaining control of the full data set.

This distributed nature defeats any attack seeking to breach a system and holistically encrypts the data files stored inside: A single endpoint node might be breached, and its files held for ransom, but the larger data set cannot be controlled by any one endpoint (or central authority) and so attackers cannot capture the full data set for encryption, ransom, and shutting down the network.

ZorroSign is a strong addition to any organization’s security stack, and brings the cybersecurity capabilities of blockchain to digital signatures and transactional documentation.

Z-Forensics Token

ZorroSign has further elevated our security through our patented fraud detection technology we call the Z-Forensics token. This unique digital solution that can:

  • Prove that the individual who is performing the action to sign the document is who they claim to be (verification)
  • Apply a digital equivalent of a wet-ink signature to the document (legal intent)
  • Prove the authenticity of the printed or digital version of an electronically signed document, its content, attachments, and the signatures on it (authenticity)

Unlike any other digital signature solution, ZorroSign seals all our clients’ documents with the Z-Forensics token—capturing the complete audit trail and accompanying attachments and signature workflow. The token is encrypted and contains all the details about the transaction: Time stamps, user authentication, documents and attachments.

To learn more about how ZorroSign helps companies and IT departments elevate data privacy and security, please contact us or start a Free Trial today!

Since 2013, the security world recognizes the first Thursday of May as World Password Day—promoting better password habits such as changing passwords, moving to more complex passwords, and turning on multi-factor authentication (MFA) to improve digital security.

In advance of this year’s World Password Day, ZorroSign is proud to remind our users that ZorroSign’s platform not only accommodates complex passwords and MFA, but also supports “password-less” logins!

How?

First, ZorroSign leverages the biometric security of Apple and Android mobile devices to login to the device (and ZorroSign app) with hardware biometric capture features such as face, fingerprint, and iris scans. Such biometric login facilitates password-less user authentication at the device-level for subsequent ZorroSign digital signatures and document management.

Further, our multi-chain blockchain platform can validate multiple dimensions of authentication based on the transaction security needs:

  • What you know — your ZorroSign login password or knowledge-based authentication
  • What you have — your PC or mobile device
  • Who you are — biometrics such as finger prints, eye iris on the device securing who can access it

ZorroSign’s dynamic knowledge-based authentication (KBA) feature—provided by LexisNexis—requires the knowledge of private information of the individual to prove that the person providing their identity information is the actual person.

With ZorroSign’s user authentication options, it is almost impossible for an imposter to sign a document on the ZorroSign platform, ensuring:

  • Legal Enforceability — Using digital signatures with real digital information
  • Signature Attribution — Incorporating high-level security provisions and multifactor authentication (including biometrics) to ensure signatory attribution to a specific user

To learn more about our password-less login capabilities and how ZorroSign provides superior privacy and data security with our blockchain platform, contact us today or sign up for a Free 14-Day Trial to see for yourself!

https://www.zorrosign.com/z-vault/

Block it down!  Now, you can count on regulatory compliance and the immutability of your signed documents within your stored data and workflow records on ZorroSign’s blockchain.

Z-Vault enables ZorroSign platform users to store, structure, organize and search documents in folders and subfolders natively, with the peace of mind that comes from superior privacy and security.

Digital Signatures on Blockchain

Since 2000, several technologies have come to market to deliver digital signatures, but when a distributed ledger technology—or DLT, such as blockchain—is used for digital signatures, signers gain the unique advantages of:

  • Privacy — with a private blockchain, only participants to the transaction can see details of the transaction, and those participants share equal access to such details
  • Immutability — all records and changes are tracked and cannot be changed, providing important chain-of-custody audit capabilities for courts
  • Security — all records are individually encrypted and distributed for better protection from phishing and ransomware attacks

ZorroSign was built from the ground up on Hyperledger Fabric to deliver digital signatures with the superior privacy and security of blockchain. And we recently announced a partnership with Provence Blockchain to add their DLT to our architecture as well, effectively becoming a multi-chain blockchain platform.

Z-Vault for Better Contract Lifecycle Management

Contract lifecycle management, or CLM, spans the entire process of generating contracts, the workflows of approving and negotiating changes to contracts, the signing (or executing) of the contracts, storing and archiving the executed contracts, plus tracking and audit trails to retrieve contracts and review their lifecycle of approvals, iterations, and signatures.

If contracts are critical to your business or organization, then a secure, reliable solution for managing the contract life cycle is imperative.

Key functionality to look for when assessing CLM solutions include visibility (a dashboard or overview of where individual contracts are in the life cycle), integration with communications and storage systems, automation (as few contracts start from scratch—most are iterations of previously created agreements), and of course change tracking to readily see how contracts changed during negotiations and what final version was executed by all parties.

ZorroSign’s platform unites and uniquely delivers:

  • Digital signatures via Z-Sign to quickly execute legally binding contracts
  • Patented Z-Forensics token to prevent fraud and tampering
  • Z-Flow workflow automation to quickly build templates and approval chains
  • Z-Fill leveraging ZorroSign’s artificially intelligent, machine-learning engine
  • Z-Verify to know exactly who signed what and when, with full validation of every document’s authenticity and immutability
  • Z-Vault to securely store contract and transaction records immutably on blockchain

ZorroSign’s platform can be accessed via PCs and mobile devices, allowing your legal department, operations and procurement teams, and sales teams to efficiently generate, negotiate, communicate, and sign agreements. And with our Z-Vault, contracts reside on an immutable DMS where they can be saved, searched for, and managed easily from a single, intuitive user interface.

Z-Vault Benefits

  • Superior privacy and security to PKI-based solutions using a centralized database
  • The latest privacy and security technologies, delivering powerful encryption safeguards
  • Secure, yet intuitively navigable and easily accessible (for authorized users) platform
  • Ability to share and review eSign and architectural drawings, adding your own comments
  • Time savings with access to specific folders and documents in seconds, no loss of records

ZorroSign Privacy & Security Compliance

Our combination of security architecture and data privacy functionality ensure your compliance across many international standards for privacy and security, including:

  • Canada: The Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Canada: The Uniform Electronic Commerce Act (UECA)
  • EU: Data Protection Regulation (GDPR) for data privacy and security
  • EU: The electronic IDentification, Authentication and trust Services (eIDAS) regulation
  • India: The Information Technology Act 2000 (IT Act of India)
  • International Standard on Assurance Engagements (ISAE) No. 3402, Type II audited
  • International Organization for Standardization (ISO) 27001 certified
  • PDF Advanced Electronic Signatures (PAdES) is a set of restrictions and extensions to PDF and ISO 32000-1
  • UAE: Federal Law No. 1 of 2006 regarding Electronic Transactions and E-Commerce granting electronic signatures legal force and effect
  • USA: American Institute of Certified Public Accountants (AICPA) SOC 2 Type I audit
  • USA: California Consumer Privacy Act (CCPA)
  • USA: Department of Commerce’s National Institute of Standards and Technology (NIST) encryption standards
  • USA: The Digital Millennium Copyright Act (DMCA)
  • USA: The Electronic Signatures in Global and National Commerce Act (E-Sign Act)
  • USA: FDA Title 21 of the Code of Federal Regulations; Electronic Records; Electronic Signatures
  • USA: The Health Insurance Portability and Accountability Act (HIPAA)
  • USA: The Uniform Electronic Transactions Act (UETA)

To learn more about Z-Vault and how ZorroSign can help you securely store contracts, data, and documents on blockchain, contact us today or start your 14-day Free Trial subscription!

It is no secret that cybercrime has skyrocketed within the last few years, in fact, cybercrime in the U.S. jumped by 55%. This increased risk drives a greater need for privacy and security, especially within IT companies and departments responsible for digital data and cybersecurity.

ZorroSign can help your IT company or department combat the elevated security risks with our digital transaction platform, built on blockchain architecture, and calibrate your company and customers for success!

Blockchain Architecture For Elevated Security

ZorroSign is the only company that offers a multi-blockchain platform to secure, track, and manage your digital signatures, transactions, and documentation.

By using distributed ledger technologies—originally built on Hyperledger Fabric and recently expanded to include the Provenance Blockchain—ZorroSign provides superior privacy and security, offering peace of mind for your company’s and customers’ digital transactions, while preventing fraud and ensuring regulatory compliance.

How does this blockchain architecture contribute to ZorroSign being the best platform for IT companies?


Blockchain provides structural layers of protection from cybercrime, like ransomware, malware, or phishing attacks: First, by decentralizing the data set itself (preventing any one breach to access the entire data set); and second, by giving endpoints (or nodes) a quick path to recovery, even if they are themselves breached or their access ransomed.

Unlike centralized databases—which can be breached at unsecure endpoints (users and devices) or even at managed service providers (MSPs) hosting them—giving attackers complete control once they gain central access, blockchain technology distributes data physically across separate nodes. By decentralizing data storage, blockchain effectively prevents any one endpoint (even if compromised) from gaining control of the full data set.

This distributed nature so defeats any attack seeking to breach a system and holistically encrypts the data files stored inside: A single endpoint node might be breached, and its files held for ransom, but the larger data set cannot be controlled by any one endpoint (or central authority) and so attackers cannot capture the full data set for encryption, ransom, and shutting down the network.

ZorroSign is a strong addition to your security stack, and brings the cybersecurity capabilities of blockchain to your company’s and customers’ digital signatures and transactional documentation.

Z-Forensics Token

ZorroSign has further elevated our security through our patented fraud detection technology we call the Z-Forensics token.

This unique digital solution that can:

  • Prove that the individual who is performing the action to sign the document is who they claim to be (verification); 
  • Apply a digital equivalent of a wet-ink signature to the document (legal intent); and, 
  • Prove the authenticity of the printed copy or digital version of an electronically signed document, its content, attachments, and the signatures on it (authenticity).

Unlike any other digital signature solution, ZorroSign seals all your documents with our Z-Forensics token—capturing the complete audit trail and accompanying attachments and signature workflow. The token is encrypted and contains all the details about the transaction: Time stamps, user authentication, documents and attachments.

Your IT company or department gains peace of mind when you Z-Sign!

Cloud Configuration

On top of providing the security that your company and customers need, ZorroSign’s software-as-a-service (SaaS) model can be deployed in various cloud configurations, making it seamless to integrate into your existing platform.

Our multi-chain blockchain platform can be deployed in a public, private, hybrid, or on-premise cloud:

  • Our standard deployment is on Amazon Web Services (AWS) public cloud computing network
  • In our private cloud configuration, all your data and the ZorroSign application run in a private and secure cloud network dedicated to your organization
  • In a hybrid cloud configuration, your data can be stored on either ZorroSign data centers or in the private cloud, while the ZorroSign platform and applications run on their standard public cloud configurations
  • On-premise deployments require your department to manage and maintain your own data centers, but gain the benefits of unlimited API calls and total control over identity access management (IAM), data privacy and security, and data integrity processes

Your IT company or department can scale and deliver data privacy and security aligned to your existing deployment architecture—as public, private, or hybrid as it may be!

To learn more about how ZorroSign helps IT companies and departments elevate your data privacy and security, please contact us or start your 14-day Free Trial today!

In a digital environment, transactions take place between people and organizations who may not know each other, and likely cannot verify each other’s identities using traditional, physical means.

Yet as the world moves more and more to digital transactions—exchanging real-world assets such as automobiles, financial instruments, goods and services, even real estate, to exchanging digital assets such as cryptocurrencies, in-game purchases, metaverse assets, NFTs, and even more in the years ahead—it becomes critical to verify exactly who signed what and when, with full validation of every transactional document’s authenticity and immutability, to prevent forgery, fraud, or tampering.

CNBC reports that “Sales of real estate in the metaverse topped $500 million last year and could double this year, according to investors and analytics firms.” And transactions in the metaverse were expected to cross $6 billion in 2021, according to India’s Business Standard.

To facilitate commerce in digital realms, ZorroSign is pleased to include the Z-Verify feature in our multichain blockchain platform to protect privacy, secure transactions, and prevent fraud.

Digital Signatures for Digital Transactions

To transact business, commerce, government operations, or individual trade in a digital environment requires legally enforceable digital signatures to prove agreement and intent. There are several technologies supporting digital signatures, but how do such solutions provide legal enforceability? 

  • They must ensure WHO is signing the legal documents via user authentication; plus,
  • They must ensure WHAT was signed (agreed upon) via immutable document control with full audit trail of changes for document verification; and
  • They must ensure WHERE, WHEN, and HOW digital signatures were executed in signing ceremonies via metadata captured on digital devices and digital network.

On June 30, 2000, then President Bill Clinton signed the Electronic Signatures in Global and National Commerce Act (E-Sign Act), establishing that electronic signatures have the same legality as traditional signatures on paper, and defined the criteria for legality. The legislation opened the door for digital transactions and digital commerce has boomed in its wake.

Digital Signatures on Blockchain

Since 2000, many technologies have come to market to deliver digital signatures, but when a distributed ledger technology—such as blockchain—is used for digital signatures, transaction parties gain the unique advantages of:

  • Privacy — with a private, permissioned blockchain such as Hyperledger Fabric, only participants to the transaction can see details of the transaction, and those participants share equal access to such details
  • Immutability — all blockchain records and changes are tracked and cannot be changed, providing important chain-of-custody audit capabilities for courts
  • Security — all records are individually encrypted and distributed for better protected from phishing and ransomware attacks

Perhaps most importantly, digital signature platforms that incorporate Identity-as-a-Service (IDaaS) can authenticate users across multiple dimensions, such as what you know (your login password), what you have (your laptop or mobile device), and who you are (biometrics such as fingerprints or eye iris on the device securing who can access it), etc.

Digital Signatures with Z-Verify

ZorroSign’s Z-Verify unites multi-factor authentication, the biometric capabilities of your hardware devices, the opportunity for password-less logins, and even knowledge-based authentication (KBA) features—requiring the knowledge of private information of the individual to prove that the person providing identity information is the actual person—to ensure each party to the digital transaction is who they claim to be.

Further, Z-Verify features allow ZorroSign users to maintain and review a chronological, immutable, real-time record of transactions: Ensuring the security and privacy of users’ information and that of the data itself!

Z-Verify Benefits:

  • Immutable attribution of the signatory of any document secured in ZorroSign
  • Globally accepted security certificates that never expire – unlike any competitive solution certificates
  • Secured by private, permission-based blockchain technology built on Hyperledger Fabric
  • Authentication, verification and validation of digital and paper versions of documents using our patented Z-Forensics token
  • Verification applies to internal (registered) and external (not registered) users alike!

To learn more about Z-Verify and how ZorroSign can ensure you know exactly who signs your digital documents, when they signed, how they signed, and what they signed has not changed—contact us today or start your Free 14-Day Trial subscription to test us yourself!

The Move to Digital

Since the invention of microchips and semiconductor transistors in the 1950’s, the world has moved steadily to more and more digital information. Computers for government, then computers for business, then home computers brought vast amounts of data into digital formats, and with the birth of the World Wide Web digital information has exploded in volume.

Today, we rely on digital documents for our business operations, our finances, our government, our healthcare, our legal system, and vast amounts of news and information—both personal and public. Trusting such digital documents is critical to ascertaining truth and accurately conveying facts.

“Documents comprise evidence, and are generally assumed to amount to evidence upon which the parties and the court can rely,” explains Helen Brander for Counsel magazine. “For every point that is made, one hopes there is a document to support that point.”

The Risk of Fraud

Throughout history, there have been various techniques to authenticate documents. In the pre-industrial age, it was common in Europe for someone to sign a document in ink and to then press a wax seal on the document to indicate the authenticity of that document. It was always possible, of course, that someone could tamper with the document and forge signatures, information, or the wax seal itself.

In the modern age, the United States has notary publics who can witness a person signing a document and endeavor to authenticate the signer’s identity by inspecting a driver’s license, passport, or other form of identification for that person. Again, the risk remains that it is possible to forge such identity materials, or alter the actual documents or signatures after signing.

More recently, with the popularity of electronic or digital documents, the digitization of business processes is taking place. In other words, from the creation of documents, to the signing of documents, to the storage and subsequent retrieval of documents, one or more steps may be conducted digitally.

For example, a document may be created on a computer and subsequently printed, signed with wet ink or electronically, then faxed, delivered via courier, or scanned into the computer and finally shared electronically via email or by using other file transfer mechanisms. Despite the technology advances, such documents can still be tampered with and signatures can be forged within this process as well.

“Detecting fraud within documents that have been digitally altered with graphics editors or ‘print-manipulate-scan’ evasion techniques requires more sophistication,” notes Martin Rehak in a Help Net Security article. “Often undetectable to human fraud specialists, building an automated solution requires specialist knowledge of the metadata and digital footprints left by scanning and printing devices.”

As such, modern digital documents require a level of security as evolved and nuanced as the technologies producing, storing, and sharing the digital documents themselves.

The Security of ZorroSign

Facing this historical need, ZorroSign has developed a unique digital solution that can:

  • Prove that the individual who is performing the action to sign the document is who they claim to be (verification);
  • Apply a digital equivalent of a wet-ink signature to the document (legal intent); and,
  • Prove the authenticity of the printed copy or digital version of an electronically signed document, its content, attachments, and the signatures on it (authenticity).

ZorroSign’s patented Z-Forensics token is a tamper and fraud-detection seal for your digital documents, creating an unprecedented, immutable audit trail and complete chain-of-custody validation.

This revolutionary security system allows a validated user to create an electronic document, then allow one or more other users to complete and sign that document in a particular sequence—”the workflow”—all the while capturing the chain of custody and an audit trail of the changes made to the document by the parties in the workflow, such as recording key authentication, security and validation information when an action took place.

Unlike any other digital signature solution, ZorroSign seals all documents with our Z-Forensics token—capturing the complete audit trail and accompanying attachments and signature workflow. The token is encrypted and contains all the details about the transaction: Time stamps, user authentication, documents and attachments. 

Only the Z-Forensics token:

  • Allows ZorroSign customers to manage permissions as to who gets to see what level of information about the transaction and the contract
  • Stores the ZorroSign security encryption certificates, which—unlike other digital security certificates—never expire
  • Can verify, validate and authenticate both digital and printed (paper) version of electronically signed contracts

Our Z-Forensics feature enables ZorroSign users to create a virtual seal for every uploaded document:  initiating a verifiable trail, tracking every step of a document’s journey through users, so that any attempts at tampering, fraud, revision or other alterations are immediately captured.

To learn more about Z-Forensics and how ZorroSign can help you prevent fraud with digital documents, contact us today!

ZorroSign team members, Allyson Hoogers, Kristen Harder, Cassidy Alexander and Megan Blood were pleased to exhibit at the Phoenix Metro Chamber of Commerce Unleash Your Power Business Conference and Expo on March 9th! 

The four set up a booth displaying ZorroSign’s multi-chain blockchain platform and introducing our digital signature and IDaaS technology to a wide variety of Phoenix businesses and professionals.

ZorroSign team at conference

Many real estate, finance, and legal industry attendees visited us to learn about ZorroSign’s digital signature solutions, see how our blockchain architecture delivers superior privacy and security, and explore our applications for digital transactions within their industries. They learned the importance of blockchain and how ZorroSign utilizes this technology for next-level security.

Allyson and Kristen also attended a panel showcasing the importance of digital security, with a focus on encrypted data and how easily information can be obtained from unwanted parties if you’re not keeping up with the latest security and technology. They were grateful to the enthusiastic crowd of Phoenix area business leaders who were ready to learn about ZorroSign and the other businesses exhibiting.

“It was so refreshing to attend an in-person event,” said Allyson. “The ZorroSign team looks forward to attending many more events here in Arizona in the future.”

“It was also great to meet and connect with some amazing business leaders around the valley,” added Kristen.

We thank the Phoenix Metro Chamber for hosting this fun event, and especially Jack DuChene and Phil Guinouard for their help in promoting ZorroSign to the Phoenix community!

https://www.phoenixmetrochamber.com

ZorroSign’s multi-chain blockchain platform is a mobile-first solution with Android and Apple apps designed to run on any mobile device such as smart phones and tablets.

Our technologies help governments, organizations, businesses, and individuals sign digital documents and execute transactions securely from anywhere, at any time, including:

Quickly execute digital documents and transactions from any mobile device with ZorroSign’s blockchain-based platform, ensuring superior privacy, security, and legal enforceability.

Verify exactly who signed what and when, with full validation of every document’s authenticity and immutability, from any mobile device with ZorroSign’s mobile app.

Ensure compliance with internal, regulatory, and security workflows for document approval, using ZorroSign’s automation engine from any mobile device.

Make your critical documentation form-fill completion process smarter, faster, and more accurate from any mobile device using ZorroSign’s AI/ML engine.

Block it down! Ensure regulatory compliance and the immutability of your signed documents from any mobile device by storing your documents on ZorroSign’s blockchain platform.

Create an immutable audit trail and complete chain-of-custody validation from any mobile device with ZorroSign’s patented 4n6 (forensics) token.

Mobile Supported by Public/Private/Hybrid Cloud Deployments

ZorroSign’s mobile solutions can be deployed in various configurations to meet your organization’s data security requirements. For example . . .

  • Public Cloud Software-as-a-Service (SaaS)

Our standard deployment is on Amazon Web Services (AWS) public cloud computing network. This configuration benefits from AWS data centers and a network architected to protect your information, identities, applications, and devices. Built with the highest standards for privacy and data security, AWS is designed to help ZorroSign deliver secure, high-performing, resilient, and efficient infrastructure for our applications.

  • Private Cloud SaaS

In ZorroSign’s private cloud configuration, all your data and the ZorroSign application run in a private and secure cloud network dedicated to your organization. This fully managed service is ideal for financial services institutions or any organization requiring that your data resides only in servers where you have full control.

  • Hybrid (Public/Private) Cloud SaaS

Sitting between fully-public and fully-private cloud deployments is the option for a hybrid cloud configuration. Here, storing your data on our private, permissioned blockchain can occur on either ZorroSign data centers or in the private cloud, while the ZorroSign platform and applications run on their standard public cloud configurations. We collaborate with your organization to configure the right mix of public self-service, scalability, and elasticity with private control and customization available with dedicated hardware.

  • On-Premise Configurations

Finally, for those customers who require both the ZorroSign platform and their data reside behind their own firewall or demilitarized zone (DMZ)—where a physical or logical sub network contains and exposes your organization’s external-facing services such as ZorroSign digital signatures, workflow management, and identity-as-a-service (IDaaS) applications—we support on-premise deployments.

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What is Web 3.0?

You may have heard about Web 3.0 (or web3) recently and wondered, what is Web 3.0 and how is it different from Web 1.0 and Web 2.0?

A broad definition of Web 1.0 is simply the initial iteration of the World Wide Web in the late 1980’s and early 1990’s.  “Web 1.0 is the term used for the earliest version of the Internet as it emerged from its origins with Defense Advanced Research Projects Agency (DARPA),” writes Kuntal Chakraborty for Techopedia. “Experts refer to it as the ‘read-only’ web—a web that was not interactive in any significant sense.”

From those early static web pages, a platform model of computing soon evolved that would become Web 2.0 or the ‘social web.’  Here, interaction with growing web applications and platforms drove e-commerce and the expansion of the Internet, allowing large providers to aggregate and control much of the shared data.  This is the Internet we know today.

“Web 2.0’s business model relies on user participation to create fresh content and profile data to be sold to third parties for marketing purposes,” writes Charles Silver in a recent Forbes article. “Indeed, the internet has become a massive app store, dominated by centralized apps from Google, Facebook and Amazon, where everyone is trying to build an audience, collect data and monetize that data through targeted advertising.  In my opinion, the centralization and exploitation of data, and the use of it without users’ meaningful consent, is built into Web 2.0’s business model.”

The dream of Web 3.0, however, is to break the centralization of information and democratize the Internet more to the vision of its earliest founders.  “Web3, ” claims Chris Dixon from Andreesen Horowitz in a recent article in The Economist, “combines the decentralized, community-governed ethos of web1 with the advanced, modern functionality of web2.”

The Web 3.0 “will be based on the convergence of emerging technologies like blockchain, artificial intelligence (AI), machine learning and augmented reality,” note Neeti Aggarwal and Dandreb Salangsang in The Asian Banker.  “It will be characterized by decentralized data, a more transparent and secure environment, machine cognitive intelligence and  three-dimensional design.”

“The rise of technologies such as distributed ledgers and storage on blockchain will allow for data decentralization and create a transparent and secure environment, overtaking Web 2.0’s centralization, surveillance and exploitative advertising,” continues Silver.  “Indeed, one of the most significant implications of decentralization and blockchain technology is in the area of data ownership and compensation… Web 3.0 will bring us a fairer internet by enabling the individual to be a sovereign.”

Web 3.0 isn’t just championed by iconoclasts and trustbusters—Alphabet CEO, Sundar Pichai, recently shared on a quarterly earnings call, “On Web3, we are definitely looking at blockchain, and such an interesting and powerful technology with broad applications so much broader again than any one application. So as a company, we are looking at how we might contribute to the ecosystem and add value.”

As such, even the biggest players in Web 2.0 are looking to adopt Web 3.0 technologies and strategies as they continue their evolution.

Financial Services on Web 3.0

“Think about all the financial instruments we use today—currency, loans, insurance, bonds, credit cards, stocks, futures, options, interest bearing accounts—being converted to a new model,” asks Thomson Reuters.  “One that doesn’t require a traditional banking institution.”

For financial service organizations, adopting emerging technologies has historically been a slow, prove-it-before-you-move-it endeavor.  With the boom in fintech the past ten years, however, financial service organizations from accounting firms, to banks, credit unions, and credit-card companies, to finance companies and managers, insurance companies, investment funds, notaries, payment providers, stock brokerages, and conglomerates have all moved faster to adopt new technologies and gain a competitive advantage in serving customers.

“Fintech refers to the latest software developments in the financial services sector,” explains a recent Finextra article.  “Using technologies such as artificial intelligence, biometrics, payments, crypto and others, banks are increasingly able to offer their customers more convenient, streamlined services.”

With Web 3.0, however, it may be a case of many financial institutions pushed into new technologies by customers, rather than pulled in the hunt for larger margins and higher profits, as what sets web3 apart from web2 is ownership and control of data.

Already, “a few banks are using blockchain to power real-time transactions,” writes Emily McCormick for Bank Director.  Meanwhile, “Fintechs competing with banks are also taking advantage of the disintermediation trends promised by a Web3 economy.”

Today, cryptocurrencies and decentralized finance (DeFi) platforms challenge traditional banking for services and control of consumer monetary systems.  But while cryptocurrencies provide an exciting alternative to the constraints of fractional-reserve banking, financial services providers need not abandon central bank currencies to adopt Web 3.0 strategies.  The distributed ledger technology of blockchains can also support financial service applications above-and-beyond cryptocurrencies.

Future Technologies for Financial Services

As most financial service providers engage Web 2.0 technologies, the opportunity for early adopters to leap ahead to Web 3.0 becomes clear. 

“Over the next decade, we believe blockchain will become the dominant operating infrastructure of the financial system and look forward to helping our network of regulated banks, brokers and fintechs develop the competency and dexterity to be early adopters of this transformational technology,” said Ryan Zacharia, general partner at JAM Special Opportunity Ventures (JSOV), an affiliate of Jacobs Asset Management (JAM) and FINTOP Capital.

“Unlike the cryptocurrency market, for example—which is built on a digitally native system—Vikram Pandit, CEO of The Orogen Group and former Citigroup Inc. CEO, said that innovations in the traditional banking sector are based on applying new technology to improve old architecture, citing the use of distributed ledger technology in cross-border payments as an example,” notes a recent S&P Global Market Intelligence report.

Payments are another area ready for Web 3.0 transformation.  “In the past, when you transferred money to someone online, you needed a trusted service like PayPal or a bank to make the transfer,” cites an Algorand post.  “With blockchain networks, you can now transfer money directly to anyone with an Internet connection on a peer-to-peer basis.”

Further, securing digital transactions and the digital chain-of-custody are critical for financial organizations.  Even as some financial assets move to the metaverse—NFTs are an early example—a technology that immutably tracks and reports the provenance of assets is necessary to ensure ownership and enforce agreements across transactions and holdings. 

“Issues of trust, transparency, privacy, and user control lie at the heart of Web 3.0,” writes MakerDAO, and “on the back of the blockchain promises to shift the balance of power back in favor of the user.”

Blockchain, built for zero-trust environments, is the ideal architecture for tracking and storing digital transactions and documentation, and another way Web 3.0 technologies support evolving financial services.

ZorroSign and Web 3.0

And here is where ZorroSign shines!  We have built our digital platform from the ground up using blockchain technology.  Launched with Hyperledger Fabric, our multi-chain platform now supports the public Provenance Blockchain as well, giving our users an entirely new world of decentralized digital transactions.

At ZorroSign, we deliver digital signature solutions built on blockchain for greater privacy and security. 

Our Web 3.0 technology platform also provides identity-as-a-service (IDaaS) capabilities through a patented Z-Forensics token plus fraud prevention, user authentication, and document verification.  Web 3.0 features such as artificial intelligence (AI) and machine learning (ML) allow us to automate form completion for digital documents, and can improve regulatory compliance across global standards for legally enforceable digital signatures.

Paired with Provenance Blockchain—which reduces the need for third-party intermediation, drastically reducing costs and freeing up capital in financial transactions—ZorroSign’s platform promotes greater transparency and liquidity for financial service organizations, and allows for new kinds of financial engineering and business opportunities.

To learn more about Web 3.0 and how ZorroSign can help your financial service organization meet the future needs of your customers, contact us today!

The digitization of information has its roots in the 1950’s and the progression of both technology and society has been blurringly fast the past 70 years.

Individuals, businesses, organizations, and even governments are moving to digital operations at an incredible pace. 

Today, faster and faster chips . . .

    Run on smaller and smaller devices . . .

       Coupled with faster and faster networks . . .

          Able to deliver greater amounts of data (even VR and AR) . . .

             To a greater number of devices!

The digitization of the real world has even inspired plans for entirely digital worlds such as the metaverse!

Moving to digital operations is not only cost-effective for private and public-sector organizations, but has become a necessity in response to the COVID-19 pandemic.

“Digital transformation is no longer an option, but an imperative. Recent research from Accenture has found that in the three years prior to 2018, firms who led their industry in enterprise technology adoption grew two times faster than laggards. Today, they are growing five times faster. The risk is no longer merely getting left behind, but being eliminated altogether.”

~Harvard Business Review
(November 30, 2021)

This need is serviced by a huge range of new technologies for digitization: Cloud providers like Amazon Web Services, Google Cloud, and Microsoft Azure; communication tools like Monday, Slack, and Zoom; databases like Microsoft and Oracle or blockchain; office tools like Google Docs and Microsoft 360; plus cybersecurity, MSSPs, wireless providers, and all the accompanying hardware and software that produces, stores, and moves digital information.

Securing Transactions with Digital Signatures

To transact business, commerce, government, or individual trade in such a digital ecosystem also requires legally enforceable digital signatures to prove agreement and intent. There are exciting new technologies supporting digital signatures, but how can such solutions provide legal enforceability? 

  • They must ensure WHO is signing the legal documents via user authentication,
  • They must ensure WHAT was signed (agreed upon) via immutable document control with full audit trail of changes for document verification, and
  • They must ensure WHERE, WHEN, and HOW digital signatures were executed in signing ceremonies via metadata captured on digital devices and digital network.

On June 30, 2000, then President Bill Clinton signed the Electronic Signatures in Global and National Commerce Act (E-Sign Act), establishing that electronic signatures have the same legality as traditional signatures on paper, and defined the criteria for legality. The legislation opened the door for digital transactions and digital commerce boomed in its wake.

Digital Signatures on Blockchain

Since 2000, several technologies have come to market to deliver digital signatures, but when a distributed ledger technology—such as blockchain—is used for digital signatures, signers gain the unique advantages of:

  • Privacy — with a private blockchain, only participants to the transaction can see details of the transaction, and those participants share equal access to such details
  • Immutability — all records and changes are tracked and cannot be changed, providing important chain-of-custody audit capabilities for courts
  • Security — all records are individually encrypted and distributed for better protected from phishing and ransomware attacks

ZorroSign was built from the ground up on Hyperledger Fabric to deliver digital signatures with the superior privacy and security of blockchain. We recently announced a partnership with Provence Blockchain to add that technology to our architecture as well, effectively becoming a multi-chain blockchain platform.

Further, solutions that incorporate Identity-as-a-Service (IDaaS) can authenticate users across multiple dimensions, such as what you know (your login password), what you have (your laptop or mobile device), and who you are (biometrics such as fingerprints or eye iris on the device securing who can access it), etc.

Again ZorroSign, for example, delivers IDaaS via:

  • Multi-factor authentication
  • Leveraging the biometric capabilities of hardware endpoints to verify user identities
  • Adopting password-less logins
  • Using dynamic knowledge-based authentication (KBA) features, requiring the knowledge of private information of the individual to prove that the person providing identity information is the actual person

Blockchain and the Digital Chain of Custody

Together, digital signature technologies and blockchain technologies can uniquely ensure the chain-of-custody for digital transactions.

To learn more about how ZorroSign helps governments, organizations, businesses, and individuals move to digital operations—with superior privacy and security—contact us today!

Digital Signatures and Transaction Management for IT Companies that Love Blockchain and Web 3.0

You don’t have to be a DAO to appreciate the potential of communicating, sharing, and buying things online without the control of Big Tech but instead through a “multitude of small competing services on the blockchain.” 

That’s the essence of Web 3.0 (or Web3), and if your IT organization aspires to something similar, then ZorroSign’s multi-chain blockchain platform was built for you!

If You Embrace Decentralized Solutions…

The idea of escaping a centralized authority managing protocols, transactions, and access was built into the World Wide Web from its earliest days.  And while blockchain technologies get a lot of press today, they were conceptualized in 2008.

Blockchains are distributed ledger technology (DLT) leveraging cryptography—user authentication, data encryption and verification—to secure information records (blocks) distributed across peer-to-peer (P2P) networks. DLTs replicate, share, and synchronize digital data geographically spread across multiple sites (nodes), with no central data storage or administrator. They can run publicly (open) or privately (permissioned).

  • Public blockchains can readily be used as cryptocurrencies—creating and using a coin which serves as digital money.  For example, Ether is the coin of Ethereum, Hash is the coin of Provenance Blockchain, Lumen is the coin of Stellar, etc.
  • Private blockchains are commonly used as business apps. Here, an organization (or consortium of organizations) controls access to the blockchain—limiting its distribution but also elevating its security. While cryptocurrencies are often in the news for major purchases, market fluctuations, and hacks, blockchain business apps are often in the news highlighting how blockchain can shape business, government, healthcare, and many other industries including legal services.


Perhaps most importantly, blockchains can support smart contracts—where terms, conditions, and permissions written into the digital code that require an exact sequence of events to take place to trigger the agreement of the terms mentioned in the blockchain contract. This hardwiring of contract details greatly increases speed (via automation), trust (where accuracy and backup are built into the transaction), and autonomy (as no third parties are required to mediate or control the exchange) of transactions.

As such, centralized solutions such as blockchains have immense potential to transform business contracts, real estate deals, digital rights, supply chain security and provenance, estate planning, and many other legal transactions.


If You Demand Privacy and Security…

More than 90% of all cyber attacks begin with phishing but blockchain architecture, originally built for zero-trust environments, gives IT organizations a compelling alternative to centralized databases and a strong protection against cyber attacks. How?

  • In phishing attacks that seek to steal data, blockchain presents a data architecture where no single endpoint node controls the data set. Even if an individual endpoint is hacked through phishing or other social engineering, the data set is distributed across many nodes. This decentralization of data and access means even successful phishing attacks that penetrate a blockchain endpoint only gain a small piece of system access.
  • In cyber attacks that seek to inject malware such as ransomware, the distributed nature of blockchain defeats those seeking to breach a system then holistically ransom the data files stored therein. Again, a single endpoint node might be breached, but the larger data set cannot be controlled by any one endpoint (or central authority) and so attackers cannot capture the full data set for encryption, ransom, and shutting down the network.
  • Recovery is quicker with blockchain, too. With blockchain, each endpoint node has a unique encryption key to access and write to the distributed ledger. If any one of those endpoints is successfully hacked (compromising their access key), the blockchain can simply remove distributed ledger access for that compromised key, issue the endpoint a new key, and allow that endpoint to quickly regain distributed ledger access (effectively as a new endpoint). This speedy recovery process effectively maroons any ransomware on the endpoint it attacked—ending its access and threat—while allowing the endpoint to re-engage the larger data set with a new key and without needing to pay any ransom to the attackers for restored access.


If You Digitize Operations and Customer Experiences…

For your employees and customers, your IT company’s digital efficiency is vital: Saving time and effort, automating processes, and digitizing operations can result in real dividends in efficiency and effectiveness, resulting in employees with more time to work on the most important projects, and more customers served and satisfied.


It’s likely that you deliver your solutions via the cloud or digital endpoints, and decentralized solutions speed the efficiency of such systems. We’ve already discussed how blockchain decentralizes data while elevating privacy and security, but it can also drive digital operations and help support digital customer experiences.


Again, the smart contract capabilities of blockchain might augment your customer experience with increased automation for self-service, speeding trust, and facilitating autonomy in a technology ecosystem that does not require a central authority to manage or approve transactions.


Finally, digital operations eliminate paper so “going green” with paperless operations may readily align to your IT organization’s corporate social responsibility goals or vision. 

…ZorroSign Delivers the Latest Technology, with Privacy and Security, for Digital Operations

ZorroSign was built from the ground up on blockchain technology!

We deliver a multi-chain blockchain platform for digital signatures that also provides identity-as-a-service (IDaaS) capabilities through a patented Z-Forensics token, plus fraud prevention, user authentication, and document verification. Artificial intelligence (AI) and machine learning (ML) features allow automated form completion for your digital documents, and can improve your regulatory compliance across global standards for legally enforceable digital signatures.

ZorroSign technology leverages the biometric capabilities of hardware endpoints to verify user identities—for example, PC and mobile device fingerprint scans, iris scans, and face recognition to ensure users are who they claim to be. ZorroSign is proud to be the first to adopt password-less login amongst our digital signature competitors. ZorroSign multi-factor authentication (MFA) provides maximum security, as before a user can sign a document, our platform can validate multiple dimensions of authentication based upon your transaction security needs: What you know (i.e., your ZorroSign login password ), what you have (e.g., your laptop or mobile device), who you are (e.g., biometrics such as fingerprints or eye iris on the device securing who can access it), etc.

Further, ZorroSign’s platform was based on the Sherwood Applied Business Security Architecture (SABSA)—a proven methodology for developing business-driven, risk and opportunity focused security architectures. We leverage Defense in Depth (DiD) mechanisms, such as AI-based Web Application Firewalls (WAFs), Intrusion Detection Systems (IDS), Intrusion Prevention Systems (IPS), and border routers. Plus ZorroSign brings personally identifiable information (PII) data security, 24/7 monitoring, business continuity/disaster recovery policies, security logging and incidence response via Elastic search Logstash and Kibana (ELK), and Microsoft Intune for unified endpoint management.

For IT companies, governments, and individuals that desire to securely transform paper-based workflows, ZorroSign’s digital signature and document management platform can decrease costs, reduce errors, and increase productivity.

Running on the Hyperledger Fabric private blockchain or the public Provenance Blockchain, ZorroSign can ensure privacy is always maintained as only approved endpoint users can write to ZorroSign’s blockchain database. As a result, ZorroSign’s architecture has even tighter privacy and security measures than centralized databases.

Finally, at ZorroSign, we help IT companies to achieve a paperless life. We all understand that switching from doing business using paper to digital records is not only a smart business decision, but it is also good for the environment. Each time you use ZorroSign to digitally transact agreements, contracts, and other documents—instead of printing, faxing, scanning, shipping documents overnight to collect signatures—you save trees and water, plus reduce carbon emissions.

Learn more about how ZorroSign serves the IT industry, contact us with any questions, or start your 14-day free trial today!

What is blockchain?

If Bitcoin is a blockchain, is every blockchain a bitcoin?

What are apps and dApps?

What businesses and organizations use blockchain apps today?

We are excited to answer such questions and encourage you to contact us to learn more about blockchain, dApps, and how ZorroSign delivers superior privacy and security with blockchain technology! Read on . . .

Blockchain Introduction

Blockchain is a distributed ledger technology (DLT) leveraging cryptography—user authentication, data encryption and verification—to secure information records (blocks) distributed across peer-to-peer (P2P) networks. DLTs replicate, share, and synchronize digital data geographically spread across multiple sites (nodes), with no central data storage or administrator.

They can be run publicly (open) or privately (permissioned):

  • Public blockchains, or open blockchains, allow anyone to run an endpoint node on the public network. Users can participate by mining a block or making transactions on the blockchain. Famous cryptocurrencies such as Bitcoin, Dogecoin, Ethereum, and Litecoin are public blockchains.
  • Private blockchains restrict the endpoints or peers that can store data, requiring permission to participate on the private network. As such, permissioned blockchains are not used as cryptocurrencies, but instead make excellent business applications for storing, securing, and sharing data. Hyperledger Fabric is a ready example of a consortium private blockchain, allowing organizations to grant limited permissions to those endpoints participating on the blockchain. 


Cryptocurrency and Blockchain Apps

Cryptocurrencies on public blockchains essentially produce a coin which serves as digital money. Cryptocurrency coins have the same characteristics as fiat money: They are acceptable, divisible, durable, fungible, portable, and have limited supply. For example, Ether is the coin of Ethereum and Lumen is the coin of Stellar. Cryptocurrency coins are held in digital walletsthat store private/public keys and interact with various public blockchains to enable users to send and receive digital currencies and tokens.


“Bitcoin was arguably the first dApp,” writes Computerworld. “Enabling anyone in the world to download a bit of open-source code to join a blockchain network and verify transactions using a ‘mining’ algorithm, thereby generating digital currency (cryptocurrency) as a reward.”


DApps, or decentralized applications, are computer programs running on distributed ledger technologies (DLTs). With private blockchain dApps, an organization controls access to the blockchain—limiting its distribution but also elevating its security. So while cryptocurrencies are often in the news for major purchases, market fluctuations, and hacks, blockchain business apps make the news by showcasing how blockchain can advance business, government, healthcare, and many other industries.

Mobindustry Corp notes some popular dApps such as:

  • IBM Blockchain – one of the best blockchain apps that helps logistics companies and businesses with long supply chains to track the status and condition of every product on each stage of the supply process: from the start of production to the distribution stage. Blockchain provides full transparency of records, and offers real-time tracking of all parts in terms of their location and condition.
  • MedRec – a healthcare example of blockchain app that provides secure access to medical records across different providers and actors, like doctors, patients, hospitals, pharmacies and insurance companies.
  • Spotify – uses blockchain database for decentralized connection between Spotify tracks, artists and licensing agreements.


DApps on Hyperledger Fabric

Hyperledger Fabric is a private blockchain that emerged from an open-source collaborative effort hosted by the Linux Foundation. Built to advance cross-industry blockchain technologies and improve trust, transparency and accountability, Hyperledger Fabric’s “modular architecture maximizes the confidentiality, resilience, and flexibility of blockchain solutions,” explains IBM.

Hyperledger was built for data protection and confidential transactions, and “was introduced to accelerate industry-wide collaboration for developing high-performance and reliable blockchain,” says the Blockchain Council.

Some prominent Hyperledger Fabric deployments include:

  • Chainyard, designed to improve supplier validation, onboarding and life cycle information management
  • Honeywell Aerospace to create an Amazon-type marketplace for used aircraft parts
  • IBM Blockchain Platform
  • Walmart to create a food traceability system—decentralizing its food supply ecosystem to quickly find the source when an outbreak of a food-borne disease happens
  • ZorroSign digital signature, document management, IDaaS, and transaction management platform


“Hyperledger Fabric is intended as a foundation for developing applications or solutions with a modular architecture,” notes Hyperledger.org “Hyperledger Fabric allows components, such as consensus and membership services, to be plug-and-play. Its modular and versatile design satisfies a broad range of industry use cases. It offers a unique approach to consensus that enables performance at scale while preserving privacy.”


Focused on B2B collaboration where transactions taking place on the network are only visible to the authorized members, Hyperledger Fabric allows dApps to choose between no consensus needed and an agreement protocol—greatly speeding transaction times while minimizing energy requirements to update the blockchain.

  • For example, “transactions in the ledgers of Fabric nodes are always in the same order—they don’t get out of sync,” says BlocWatch. “So any application reading from a Fabric ledger doesn’t have to wait for blocks to age; they can be trusted immediately.”
  • Further, private enterprise blockchain use significantly less energy than public cryptocurrency blockchains, explains Michael Barnard in a CleanTechnica report.


“Think of it as an operating system for marketplaces,  micro-currencies, data-sharing networks and decentralized digital communities,” says GamesdApp.

ZorroSign on Hyperledger Fabric

The ZorroSign platform was built from the ground up on Hyperledger Fabric and delivers digital signatures, identity-as-a-service (IDaaS) features, digital document management, user verification and document authentication, and much more. Our dApp is available on iOS or Android, and can be readily accessed from any device—PC or mobile—anywhere in the world.


“We are proud to deliver a mature blockchain solution for digital signatures that is cost-effective and more secure than any encrypted e-signature technology that relies upon public-key infrastructure for security credentials,” says ZorroSign co-founder and CEO, Shamsh Hadi. “ZorroSign’s platform efficiently leverages blockchain to protect online identities and documents such as business agreements, government files, healthcare records, and other legal evidence stored in digital formats.”

For businesses, institutions, and individuals that desire to securely digitize paper-based workflows, ZorroSign’s digital signature and document management platform can decrease costs, reduce clerical errors, and increase productivity. Plus as a private blockchain, ZorroSign’s architecture has even tighter privacy and security measures than other blockchains.

Learn more our blockchain platform or contact us today to “block it down” for your data!

Insurance companies of all sizes—from individual agents to huge corporations—need to provide superior customer service to win new customers and sign new policies.

ZorroSign supports that superior customer service by allowing your new customers to sign documents, access those documents, and enjoy faster (remote) services with our blockchain-based digital signature and transaction platform.

Speed Signing and Form-Filling

With our patented, legally binding, fully automated digital signature technology, ZorroSign’s Z-Sign feature enables you to skip the print/sign/scan process, stop chasing paper signatures, and sign digital documents from anywhere—all the while monitoring a policy document’s current status from the ZorroSign dashboard.

Our digital signatures leverage mobile device biometrics for verification and authentication of users, signatures and documents, then stores all digital documents (and metadata on signing) to our blockchain for immutable records and audit trails. 

ZorroSign can even accept handwritten or computer-generated signatures for specific purposes, and track them immutably on our blockchain for fraud-prevention and E&O audits.

Elevate Privacy and Security

ZorroSign is built entirely on a blockchain architecture that protects identities and data—uniquely authenticating users, encrypting communications, and securing digital data immutably through its lifetime. Specifically, ZorroSign’s platform was built from the ground-up on private, permissioned Hyperledger Fabric blockchain technology.

For insurance companies that desire to securely transform paper-based workflows, ZorroSign’s digital signature and document management platform can decrease costs, reduce errors, and increase productivity. As a private blockchain, ZorroSign can ensure privacy is always maintained as only approved nodes (endpoint users) can write to ZorroSign’s blockchain. As a result, ZorroSign’s architecture has even tighter privacy and security measures than other blockchains.

Further, ZorroSign’s patented Z-Forensics token is a kind of digital seal that captures the complete audit trail and the document’s DNA. The token is encrypted and contains information on all the details about the insurance transaction including time stamps, user authentication, document, and attachments. 

Our Z-Forensics token securely reads the information from the secure ZorroSign servers so it can be accessed by the document originator or third parties (with permission from the originator) when requested. Only the Z-Forensics token:

  • Allows ZorroSign to manage permissions as to who gets to see what level of information about the transaction and the document
  • Stores the ZorroSign security encryption certificates, which—unlike other digital security certificates—never expire
  • Can verify, validate and authenticate both digital and printed (paper) version of electronically signed documents

Reduce Errors and Omissions (E&O)

Make your critical insurance form-fill completion process smarter, faster and more accurate using ZorroSign’s automated engine, Z-Fill

Built with artificial intelligence (AI) and machine learning (ML) to speed form completion and increase accuracy, ZorroSign’s Z-Fill feature helps your customers fill forms with ease by anticipating entries, reduces errors by matching profile information to form-fill options, and learns from historical form-fills to anticipate more and more entries over time.

Plus all of your insurance documents can be stored on ZorroSign’s Z-Vault for regulatory compliance and the immutability of signed documents, metadata, and workflow records.  Z-Vault enables you to store, structure, organize and search documents in folders and subfolders natively, with the peace of mind that comes from superior blockchain privacy and security.

Improve Customer Service

All ZorroSign’s benefits for your insurance business map right back to customers as well:

  • Digital signatures allow customers to sign at their convenience, wherever and whenever they prefer
  • Elevated privacy and security for all insurance documents and transactions
  • Form-fill automation to reduce errors and omissions (and improve regulatory compliance)
  • Plus a secure document management system for immutable records that can readily be audited for details or history


ZorroSign helps bring your insurance business into the digital age:  Speeding customer processes and service, helping your organization “go green” with paperless operations, and allowing you to serve customers from anywhere, anytime!

Learn more about how ZorroSign serves the insurance industry, contact us with any questions, or start your 14-day free trial and bring these benefits to your insurance business today!